Loan Rate Schedule
|
The following Annual
Percentage Rates (APR) are charged on
loans:
|
|
Type of Loan : |
Amount: |
Interest: |
|
Advantage Unsecured Loan up to 72 months |
$20,000 |
9.99% APR* |
|
Preferred Unsecured Loan up to 72 months |
$35,000 |
9.99% APR* |
|
Jumbo Unsecured Loan up to 72 months |
$49,000 |
9.99% APR* |
Share Secured (Savings)
|
|
|
|
Loan up to $35,000 (Last
Dividend + 1.00%)
|
|
3.0%** |
|
Above
$35,001 (Last
Dividend + 2.00%)
|
|
4.00%** |
| Share Draft
(Last Dividend +
1.99 %) |
|
2.99%
** |
| New Auto (up to 5 years Term), Rates
Starting at |
|
4.49% APR* |
| New Auto (5 years plus Term), Rates
Starting at |
|
4.79% APR* |
| Used Auto, Rates
Starting at |
|
5.49% APR* |
Business, Security Cabin/Booth/Security
System
up to $15,000.00 *** |
|
7.99% |
|
Equipment Loan - up to $50,000.00 *** |
|
7.99% |
Real Estate & Member Business Loan
Fixed Rate
Variable Rate
(Property Lien / Furniture, Fixtures &
Equipment, UCC filed) |
|
9.99% APR*
6.99 or Prime + 2%(Which ever is higher
) |
Residential Real Estate Loan
1st Lien
up to $ 417,000
2nd Lien
up to $ 50,000
|
|
Contact CU
From 7.99% |
|
Education Loan |
|
5.99% APR* |
*APR is annual percentage rate. Rate and
terms determined by borrower's credit
qualification.
The quoted rates are valid and all rates
subject to change.
** FLOOR OF 4.50% on loans against
savings
*** Please contact PMFCU office for
requirement.
|